Counsel, Private Client
Mr. Hester specializes in regulatory compliance, financial technology (Fintech), bank operations, and payments laws. He is solution-oriented and leverages years of experience as in-house counsel for a leading financial institution where he was the lead attorney for deposit, credit card, broker-dealer, and wealth management lines of business. As Associate General Counsel at EverBank and Teachers Insurance and Annuity Association of America (TIAA), Barry supported contract, vendor management, new products, BSA/AML/OFAC, advertising, sales practices, and governance functions. He counsels clients on Regulation E (Electronic Fund Transfers Act), Regulation DD (Truth in Savings Act), Regulation Z (Truth in Lending Act), Regulation CC (Expedited Funds Availability Act), Regulation V (Fair Credit Reporting Act), Regulation B (Equal Credit Opportunity Act), debit and credit card network rules, NACHA rules, FINRA rules, FinCEN rules, Suspicious Activity Reports (SARs), privacy, and cybersecurity matters as well as money transmitter licensing and securities matters. His practice also reaches bank operational compliance matters relating to overdraft protection, deposit sweep products, safe deposit boxes, powers of attorney, trusts, guardianships, garnishment, levies, probate, complaints, returned mail, unclaimed property, public deposits, brokered deposits, check fraud, elder abuse, authentication, interactive voice response (IVR), W-8/W-9s, 1099s, record retention, the E-Sign Act, and the wire room. Representative experience includes website review & account applications; core processing and other technology agreements; mergers and acquisitions; OCC, FRB, CFPB, SEC, and FINRA regulatory exam and enforcement management; compliance training; and new product development and launch.
During law school, Mr. Hester was Symposium Editor for the Georgia State University Law Review and a member of the school’s Public Interest Law Association. He also worked for the Georgia State University Office of Legal Affairs, where he supported university administrators and researchers on intellectual property, personnel, and real estate issues. Prior to attending law school, Mr. Hester earned a Ph.D. in Forestry at North Carolina State University. His dissertation research focused on machine learning and satellite image interpretation for land use mapping purposes. Mr. Hester has a background in agriculture and natural resource management.